Get Covered
Protect Your Goods. Protect Your Business.
Most businesses insure their vehicles, premises, and equipment—but what about the goods they are shipping?
Cargo insurance provides essential protection for your goods while they are in transit. Without adequate cover, you could face significant financial losses, as carriers are only liable up to specific limits that may be substantially lower than the value of your shipment.
Why Do You Need
Cargo Insurance?
Whether your goods travel by road, rail, air, or sea, they can be exposed to a range of risks during transit.
Cargo insurance helps protect against:
- Accidental damage
- Theft and loss
- Adverse weather conditions
- Loading and unloading incidents
- Transit-related risks across international supply chains
Having the right cover in place gives you peace of mind and helps protect your business from unexpected costs.
What's Typically Covered?
Most Marine Cargo Insurance policies provide protection for international shipments transported by:
- Road Freight
- Rail Freight
- Air Freight
- Ocean Freight
Cover generally includes physical loss or damage occurring during transit, handling, loading, and unloading operations.
Important Exclusions
While cargo insurance provides broad protection, certain items and circumstances may require specialist cover or may be excluded entirely.
Specialised or High-Risk Cargo
- Examples Include:
- Hazardous materials
- High-value Electronics
- Fragile Goods
- Perishable products
Inadequate Packaging
Claims may be rejected where damage results from insufficient or inappropriate packaging.
Need help?
Our in-house packing facility can help ensure your goods are packaged securely and professionally before shipment.
Product Defects
Loss or damage resulting from inherent defects or faults within the goods themselves may not be covered.
Always check your policy wording or seek professional advice to ensure your shipment has the appropriate level of protection.
If Your Cargo Is Lost or Damaged
Act quickly to protect your claim.
Specialised or High-Risk Cargo
- Examples Include:
- Hazardous materials
- High-value Electronics
- Fragile Goods
- Perishable products
Understanding Carrier Liability
Many businesses assume that carriers will automatically reimburse the full value of damaged or lost goods.
In reality, international carriers operate under limited liability conventions, meaning compensation may be significantly lower than the actual value of your shipment.
Cargo insurance helps bridge this gap by providing financial protection for the full insured value of your goods, subject to policy terms and conditions.
Protect Your Supply Chain
Cargo insurance is one of the simplest and most effective ways to safeguard your business against unexpected losses.
By ensuring your goods are properly insured and understanding the claims process, you can minimise risk and keep your supply chain moving with confidence.
Need Advice?
Loss or damage resulting from inherent defects or faults within the goods themselves may not be covered.
Always check your policy wording or seek professional advice to ensure your shipment has the appropriate level of protection.
- Our team can help you:
- Arrange appropriate cargo insurance
- Identify potential risks
- Review shipping requirements
- Provide professional packing solutions
- Support you through the claims process